When “pending” is not pending
Wallet UIs often show pending while the ledger has already settled — or the reverse. How we catch that mismatch in an audit.
Analytiqtech
Payment flow audits for digital wallets
From Hung Hom we map how value moves through your wallet — and where status, ledger, and partner rails disagree.
Primary engagement
Wallet payment flow audit
We walk initiation through authorization, capture, notification, and reconciliation — then hand you a gap register ranked by user impact and settlement risk.
Typical duration 2–4 weeks. Informational pricing From HK$48,000.
Also available
Related audit offers
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Authorization path review
Stress-test how your wallet handles declines, timeouts, 3-D Secure handoffs, and duplicate attempts before they reach production users.
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Settlement & reconciliation audit
Align wallet balances, merchant settlement files, and clearing statements so unexplained breaks surface early.
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Partner assurance pack
Package audit findings into a partner-ready narrative for banks, schemes, or marketplace sponsors without exposing unnecessary internals.
Client evidence
After the engagement
“Analytiqtech traced a status mismatch we had blamed on the issuer. The flow map made the fix obvious to engineering and risk in one session.”
“Their settlement break taxonomy finally gave us language for the HKD residuals. Weekly reconciliation stopped being a mystery hunt.”
“The partner assurance pack answered our bank’s diligence questions without exposing raw logs. We walked into the call prepared.”
Field notes
Recent writing
Idempotency keys under wallet retries
Double taps and network flaps are normal on mobile. Your authorization path needs a key strategy that survives them.
Reading settlement breaks in HKD corridors
Fee lines, FX residuals, and partial refunds create break classes that look like theft until you name them.